Boat/Watercraft Insurance

If you’re looking for boating options in Illinois, there are various options across the state where you can put your boat in the water. Before you, your friends, and your family get out on the water. However, you need to be sure that you have the proper insurance to protect your watercraft and everyone on board.

Unlike car insurance, Illinois does not require boat owners to have insurance coverage. However, most boaters recognize the importance of having this safety net should the worst happen.

That’s because, like with car insurance, boat insurance will protect you in various situations. Insurance options include:

• Liability: If you cause an accident while on the water that causes bodily injury or damage to another person’s watercraft, liability insurance will ensure you are covered.
• Uninsured/Underinsured: Since boat insurance is not required in the Land of Lincoln, uninsured/underinsured insurance protects you and your fellow passengers if they are injured in a boating accident caused by another person.
• Personal Effects: This insurance will cover the loss of your most prized possessions, including cell phones and scuba gear, should they be stolen from your boat.
• Emergency Assistance: This insurance is important and will ensure you can get help such as towing and gas delivery if your boat becomes disabled or broken down on the water.

Are you ready to get your boat on the water in Illinois?

If you have a boat and are ready to start enjoying the water, call Preferred Group Insurance Agency Inc to learn more about your options. Our agents will put together great insurance coverage that meets all your needs and helps to keep you and your passengers safe while you are on the water.